Illustrative Only

Model Portfolio Baskets

Four illustrative fund category allocations — Conservative, Balanced, Growth, and Aggressive. These are not personalised recommendations.

⚠️ Important: These are illustrative model portfolios showing fund categories only — not specific scheme names. They are not personalised investment recommendations. Past performance does not guarantee future results. AMFI ARN: 311127.
Low Risk

Conservative

Capital preservation with moderate steady income

Asset Allocation
Equity 20% Debt 60% Hybrid 20%
  • Short Duration Debt Funds
  • Liquid / Overnight Funds
  • Conservative Hybrid Funds
  • Large Cap Index Fund (partial)
Ideal for
3–5 year horizon
Indicative return range
7–9% p.a. (illustrative)
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Moderate Risk

Balanced / Moderate

Balanced growth with managed volatility

Asset Allocation
Equity 50% Debt 30% Hybrid 20%
  • Large & Flexi Cap Funds
  • Aggressive Hybrid Funds
  • Short / Medium Duration Debt
  • Nifty 50 Index Fund
Ideal for
5–7 year horizon
Indicative return range
10–12% p.a. (illustrative)
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Moderately High Risk

Growth

Long-term wealth creation with higher equity exposure

Asset Allocation
Equity 70% Debt 20% Other 10%
  • Large, Mid & Small Cap Mix
  • ELSS Fund (tax benefit)
  • International / Global Fund
  • Dynamic Bond Fund
Ideal for
7–10 year horizon
Indicative return range
12–14% p.a. (illustrative)
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High Risk

Aggressive

Maximum long-term growth — suitable only for high risk tolerance

Asset Allocation
Equity 85% Other 15%
  • Mid & Small Cap Funds
  • Sectoral / Thematic Funds
  • International Equity Funds
  • Momentum / Factor Funds
Ideal for
10+ year horizon
Indicative return range
14–18% p.a. (illustrative)
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Mandatory Disclosure: Fund categories shown above are illustrative. AFS does not recommend specific mutual fund schemes. Returns shown are indicative ranges based on historical category performance and are not guaranteed. Actual returns will vary. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. AFS acts as a distributor and not as an investment advisor under SEBI (Investment Advisers) Regulations, 2013.

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