Loans Against Securities

Get liquidity from your existing investments — without selling them — via our verified lending partner.

Loan Against Mutual Funds (LAMF)

Pledge your mutual fund units as collateral and access an overdraft facility. Your SIPs continue, your investments stay in your name.

  • No foreclosure charges in most cases
  • Interest charged only on amount used
  • Quick processing via digital KYC

Loan Against Shares (LAS)

Similar facility for equity shares held in your Demat account.

Important Disclosures

  • AFS acts as a facilitator and not as a lender.
  • The lending partner is not named on this website — available on request.
  • Interest rates and loan-to-value ratios are determined by the lending partner.
  • Eligibility subject to lending partner’s underwriting criteria.

Connect with AFS on WhatsApp for eligibility check and to get started.