Disclaimer
Investment, insurance, loan, calculator, affiliate, and content disclaimers for Ashish Financial Services.
Last updated: April 2025
Investment Disclaimer
Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. The value of investments may go up or down.
AMFI Regulatory Disclaimer
AFS acts as a distributor and not as an investment advisor under SEBI (Investment Advisers) Regulations, 2013. AMFI Registered Mutual Fund Distributor — ARN: 311127.
AFS earns distributor commission from Asset Management Companies (AMCs) on mutual fund distribution. This creates an inherent conflict of interest. Commission details are disclosed on the AMFI website and available on request.
Insurance Disclaimer
Insurance is the subject matter of solicitation. AFS facilitates insurance as an IRDAI POSP partner (POSP ID: IP240588) via PolicyBazaar. AFS does not guarantee insurance claims. Claim settlement is the responsibility of the respective insurer.
IRDAI Grievance Redressal: igms.irda.gov.in
Loan Facilitation Disclaimer
AFS facilitates loans against securities as an introducer/referral partner. AFS is not a lender, financial institution, or NBFC. All lending decisions are made by the lending partner. Interest rates, LTV ratios, and terms are determined solely by the lending partner.
Calculator Disclaimer
All calculators on this website provide illustrative estimates only. Results assume constant rates of return, which are not guaranteed in practice. Do not make investment, tax, or financial decisions solely based on calculator outputs. Consult a qualified professional.
Tax rates used are as per FY 2025-26. Tax laws are subject to change.
Affiliate Disclaimer
AFS is an Amazon Associates participant. Some links on the Resources page earn AFS a commission. This does not affect the price you pay.
Content Disclaimer
Articles and insights on this website are for educational purposes only. They do not constitute personalised advice. AFS does not recommend specific mutual fund schemes, specific insurance policies, or specific stocks.
SEBI SCORES
For investor grievances related to securities markets: scores.sebi.gov.in